Columbus Fire Department Receives Class 3 ISO Rating-
The Columbus Fire Department recently participated in an Insurance Service Organization (ISO)/Public Protection Classification (PPC) survey. ISO has completed its analysis of the structural fire protection delivery system for the City of Columbus. The result of that survey has elevated the community’s public protection classification from a Class 4 rating to a Class 3 rating.
The Insurance Service Organization collects information about municipal fire protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data and assigns a Public Protection Classification- a number from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire suppression program does not meet ISO's minimum criteria.
Our PCC rating improvement has placed the Columbus Fire Department into the top 10% of fire departments in the nation, and the top 4% of fire departments in the state.
To determine a community's Public Protection Classification, the Insurance Service Organization conducts a field survey. ISO staff visited the City of Columbus to observe and evaluate features of the City’s fire protection systems. Using a manual called the Fire Suppression Rating Schedule, ISO objectively evaluates three major areas: emergency communications, fire department, and water supply. In addition, it includes a community risk reduction section that recognizes fire prevention, public fire safety education, and fire investigation. Within the survey, each major category is assessed on key components of operation. Fire departments accumulate points in areas such as training, equipment, manpower, and response times. The water supply area is graded on the actual water supply system, records of inspections, and frequency of flow testing. Factors that affect the communications score include the number of telecommunicators and emergency reporting. While the fire department portion of the survey accounts for 50% of the overall PPC survey, 40% of the evaluation is placed on water supply and 10% is focused on communications.
“Achieving this benchmark was a collaborative effort by the Columbus City Utilities, Bartholomew County Emergency Operations Center, and the Columbus Fire Department,” says Fire Chief Mike Compton. “What the rating really reflects is the City’s dedication toward public safety.”
A large number of U.S. insurers of homes and business property use ISO's Public Protection Classifications in calculating premiums. In general, the price of fire insurance in a community with a good PPC is substantially lower than in a community with a poor PPC, assuming all other factors are equal. Our improved ISO rating may provide insurance cost savings to residents and business properties. Any adjustments would be applied when a policy is renewed.
The Columbus Fire Department is committed to providing the highest level of public safety to our community. Through the investment of department resources, and the resources of our shareholders, we look forward to achieving future ISO rating improvements. The current ISO class 3 rating took effect on December 1, 2016.